Military Pay Calculator
The flagship military pay calculator. Select your branch to get base pay, BAH, BAS, and your branch-specific special pays (Career Sea Pay, HDIP, or Aviation Incentive Pay) in one complete pre-tax gross answer.
Best used when the question is 'what do I actually make?' Use it as the single-page answer before you compare a move, promotion, or transition.
Complete required fields, then select Calculate.
Estimate confidence: PENDING INPUT
Data as of 2026-01-01
Included in estimate
- Base pay (paygrade + years of service)
- BAS
- BAH (ZIP + dependent status)
- Special pay entered in this scenario
- Cost-of-living factor used by this tool
- Deduction rate assumption shown in this tool
Not included
- Service-specific incentive pays not entered (for example sea pay or flight pay)
- Future pay-table or allowance updates after the data date
- Personal tax credits/deductions beyond the selected deduction assumption
What this tool is for
Use this page when you want the complete monthly pay picture in one place. Select your branch and the relevant special pays appear automatically: sea duty years for Navy and Marine Corps, HDIP for any branch with qualifying hazardous duty, and aviation pay for rated aviators in applicable branches. The result is your full pre-tax gross, not just base pay.
Worked example
Example: a Navy E-6 with 4 years of service and 3 years of sea duty in ZIP 98315 with flight deck HDIP will see base pay + BAH + BAS + Career Sea Pay ($550) + HDIP ($150) in a single result with no separate lookups required.
When to use it
Use it when you need a complete monthly baseline for your specific branch and duty situation. It is strongest as the starting point before comparing a move, promotion, or transition plan.
When not to use it
Do not use this page when the real question is two locations, two grades, or two service options. In those cases, a comparison tool will be clearer and less error-prone. For deployment-specific pays (IDP, HFP, FSA), use the Deployment Pay Calculator.
What the result means
Gross monthly shows the full pay stack before deductions, including any selected special pays. Adjusted monthly applies the deduction-rate and cost-factor assumptions for budgeting purposes. It is not a substitute for your LES.
Official sources used
Direct links to the official pages this tool relies on.
Site assumptions
- Uses the current DFAS pay, BAS, BAH, Career Sea Pay, HDIP, and Aviation Pay tables shipped with this build.
- Career Sea Pay applies only to Navy and Marine Corps active duty. Select your branch to see the sea duty section.
- HDIP is shown for all branches. Leave blank or select 'None' if not receiving qualifying hazardous duty pay.
- Aviation pay (AvIP/CSIP) is shown for Army, Navy, Air Force, and Marine Corps. Space Force and Coast Guard aviation pay differs; use the standalone Aviation Pay Calculator for those.
- Reserve and Guard components use the reserve-parity model; branch-conditional special pays apply to active duty scenarios only in this release.
- Uses your entered deduction rate when provided. Otherwise the site uses its default planning deduction rate.
- If entering Family Separation Allowance (FSA) as special pay, use $300/month. This is the rate effective January 1, 2026 per 37 U.S.C. § 427.
- Army static-line parachute HDIP is temporarily $200/month (effective October 1, 2025 through May 20, 2029); the standard rate for other services remains $150/month.
- CONUS COLA is explicitly taxable, unlike BAH and BAS. When entered as special pay it is correctly included in the deduction-rate calculation.
What is included
- Base pay by grade and years of service
- BAS by paygrade and component
- BAH by duty ZIP and dependent status
- Career Sea Pay for Navy and Marine Corps (when sea duty years entered)
- Hazardous Duty Incentive Pay for any branch (when duty type selected)
- Aviation Incentive Pay or AF Enlisted CSIP (when aviation pay type selected)
- Manual special pay input for any other pays
- Optional deduction-rate and cost-factor adjustments
What is not included
- Deployment pays (IDP, HFP, FSA, HDP-L): use the Deployment Pay Calculator
- Reserve-component branch-conditional special pays (E2 scope)
- Your exact LES withholding setup
- State-specific housing rules outside the published tables
- One-off entitlements, debts, garnishments, or allotments
Verify with
- Your current LES
- The linked DFAS pay, BAS, and Career Sea Pay tables
- The linked DTMO BAH pages
- Your local finance office if the estimate will drive a real decision
Frequently asked questions
Is this an official government site?
No. This is an independent planning utility, not an official U.S. Government website. Do not submit CUI, ITAR, classified, or sensitive personal information. Always verify estimates with official sources before making financial decisions.
How accurate are these estimates?
These are planning estimates based on official DFAS, DoD, and service-specific sources. Actual pay may vary based on your specific situation, special pays, tax withholdings, and other factors. Use these tools for planning purposes and verify with your finance office.
When was this data last updated?
Check the source and assumptions sections on this page for the current effective date used by the site. If the linked official pages have changed since then, use the official pages first.
When should I use this instead of a take-home pay estimate?
Use this when you need a single-location compensation benchmark first. It is the broad pay-stack calculator. If you need exact withholding treatment by state or legal residence, verify those assumptions separately before acting.
This estimate uses simplified planning assumptions. Review the linked methodology and official source pages before making financial decisions. Spotted an error or have a suggestion? Send a note.